Scottsdale, AZ

Very High · 165

Arizona · Population 242,169 · Updated March 2026

$1,910
Median Rent / Month
$107,372
Median Income
$709,900
Median Home Value
$1,824
Owner Costs / Month

Affordability

How far your income goes in Scottsdale

21.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Arizona

State-level tax rates that affect your costs

2.5%
Income Tax (Top Rate)
5.6%
Sales Tax
0.62%
Property Tax Rate

Estimated Annual Costs

$22,920
Annual Rent
$2,684
State Income Tax
$4,401
Property Tax (est.)

Cost of Living Overview

Scottsdale has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 165 (where 100 equals the national median), Scottsdale residents can expect to pay median rent of $1,910/month while earning a median household income of $107,372/year.

The median home value in Scottsdale, AZ is $709,900, with typical monthly owner costs around $1,824 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Arizona has a moderate income tax rate of 2.5%. Combined with a 5.6% sales tax rate and 0.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Scottsdale.

Frequently Asked Questions

Common questions about living costs in Scottsdale

What is the cost of living in Scottsdale, AZ?
The cost of living index in Scottsdale, AZ is 165 (US average = 100). Median monthly rent is $1,910, median household income is $107,372/year, and the median home value is $709,900.
Is Scottsdale, AZ affordable?
No, Scottsdale is more expensive than the national average with a cost index of 165. The rent-to-income ratio is 21.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Scottsdale, AZ?
The median gross rent in Scottsdale, AZ is $1,910 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $22,920.
What is the median household income in Scottsdale?
The median household income in Scottsdale, AZ is $107,372 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Arizona?
Arizona has a top income tax rate of 2.5%, a sales tax of 5.6%, and an effective property tax rate of 0.62%.

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