Searcy, AR

Very Low · 59

Arkansas · Population 23,115 · Updated March 2026

$849
Median Rent / Month
$50,896
Median Income
$176,200
Median Home Value
$886
Owner Costs / Month

Affordability

How far your income goes in Searcy

20.0%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Arkansas

State-level tax rates that affect your costs

4.4%
Income Tax (Top Rate)
6.5%
Sales Tax
0.62%
Property Tax Rate

Estimated Annual Costs

$10,188
Annual Rent
$2,239
State Income Tax
$1,092
Property Tax (est.)

Cost of Living Overview

Searcy is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 59 (where 100 equals the national median), Searcy residents can expect to pay median rent of $849/month while earning a median household income of $50,896/year.

The median home value in Searcy, AR is $176,200, with typical monthly owner costs around $886 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Arkansas has a moderate income tax rate of 4.4%. Combined with a 6.5% sales tax rate and 0.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Searcy.

Frequently Asked Questions

Common questions about living costs in Searcy

What is the cost of living in Searcy, AR?
The cost of living index in Searcy, AR is 59 (US average = 100). Median monthly rent is $849, median household income is $50,896/year, and the median home value is $176,200.
Is Searcy, AR affordable?
Yes, Searcy is more affordable than the national average with a cost index of 59. The rent-to-income ratio is 20.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Searcy, AR?
The median gross rent in Searcy, AR is $849 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,188.
What is the median household income in Searcy?
The median household income in Searcy, AR is $50,896 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Arkansas?
Arkansas has a top income tax rate of 4.4%, a sales tax of 6.5%, and an effective property tax rate of 0.62%.