Southern Pines, NC

Average · 104

North Carolina · Population 16,052 · Updated March 2026

$1,215
Median Rent / Month
$83,681
Median Income
$416,300
Median Home Value
$1,352
Owner Costs / Month

Affordability

How far your income goes in Southern Pines

17.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in North Carolina

State-level tax rates that affect your costs

4.5%
Income Tax (Top Rate)
4.75%
Sales Tax
0.8%
Property Tax Rate

Estimated Annual Costs

$14,580
Annual Rent
$3,766
State Income Tax
$3,330
Property Tax (est.)

Cost of Living Overview

Southern Pines has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 104 (where 100 equals the national median), Southern Pines residents can expect to pay median rent of $1,215/month while earning a median household income of $83,681/year.

The median home value in Southern Pines, NC is $416,300, with typical monthly owner costs around $1,352 including mortgage, insurance, and taxes. The median rent-to-income ratio of 17.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

North Carolina has a moderate income tax rate of 4.5%. Combined with a 4.75% sales tax rate and 0.8% effective property tax rate, the overall tax environment is a factor in the total cost of living in Southern Pines.

Frequently Asked Questions

Common questions about living costs in Southern Pines

What is the cost of living in Southern Pines, NC?
The cost of living index in Southern Pines, NC is 104 (US average = 100). Median monthly rent is $1,215, median household income is $83,681/year, and the median home value is $416,300.
Is Southern Pines, NC affordable?
No, Southern Pines is more expensive than the national average with a cost index of 104. The rent-to-income ratio is 17.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Southern Pines, NC?
The median gross rent in Southern Pines, NC is $1,215 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,580.
What is the median household income in Southern Pines?
The median household income in Southern Pines, NC is $83,681 per year. This compares to the national median of approximately $80,000.
What are the taxes like in North Carolina?
North Carolina has a top income tax rate of 4.5%, a sales tax of 4.75%, and an effective property tax rate of 0.8%.