Washington · Population 229,228 · Updated March 2026
How far your income goes in Spokane
State-level tax rates that affect your costs
Spokane offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 90 (where 100 equals the national median), Spokane residents can expect to pay median rent of $1,141/month while earning a median household income of $65,745/year.
The median home value in Spokane, WA is $326,200, with typical monthly owner costs around $1,213 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.
Washington has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.5% sales tax rate and 0.92% effective property tax rate, the overall tax environment helps keep costs manageable in Spokane.
Common questions about living costs in Spokane