Oregon · Population 61,642 · Updated March 2026
How far your income goes in Springfield
State-level tax rates that affect your costs
Springfield offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 92 (where 100 equals the national median), Springfield residents can expect to pay median rent of $1,201/month while earning a median household income of $67,211/year.
The median home value in Springfield, OR is $323,800, with typical monthly owner costs around $1,256 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.
Oregon's top income tax rate of 9.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 0% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Springfield.
Common questions about living costs in Springfield