St. Andrews, SC

Very Low · 64

South Carolina · Population 20,953 · Updated March 2026

$1,060
Median Rent / Month
$45,321
Median Income
$146,700
Median Home Value
$1,021
Owner Costs / Month

Affordability

How far your income goes in St. Andrews

28.1%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in South Carolina

State-level tax rates that affect your costs

6.4%
Income Tax (Top Rate)
6.0%
Sales Tax
0.57%
Property Tax Rate

Estimated Annual Costs

$12,720
Annual Rent
$2,901
State Income Tax
$836
Property Tax (est.)

Cost of Living Overview

St. Andrews is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 64 (where 100 equals the national median), St. Andrews residents can expect to pay median rent of $1,060/month while earning a median household income of $45,321/year.

The median home value in St. Andrews, SC is $146,700, with typical monthly owner costs around $1,021 including mortgage, insurance, and taxes. With a rent-to-income ratio of 28.1%, St. Andrews falls within the generally affordable range, though it's approaching the 30% burden threshold.

South Carolina has a moderate income tax rate of 6.4%. Combined with a 6.0% sales tax rate and 0.57% effective property tax rate, the overall tax environment is a factor in the total cost of living in St. Andrews.

Frequently Asked Questions

Common questions about living costs in St. Andrews

What is the cost of living in St. Andrews, SC?
The cost of living index in St. Andrews, SC is 64 (US average = 100). Median monthly rent is $1,060, median household income is $45,321/year, and the median home value is $146,700.
Is St. Andrews, SC affordable?
Yes, St. Andrews is more affordable than the national average with a cost index of 64. The rent-to-income ratio is 28.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in St. Andrews, SC?
The median gross rent in St. Andrews, SC is $1,060 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $12,720.
What is the median household income in St. Andrews?
The median household income in St. Andrews, SC is $45,321 per year. This compares to the national median of approximately $80,000.
What are the taxes like in South Carolina?
South Carolina has a top income tax rate of 6.4%, a sales tax of 6.0%, and an effective property tax rate of 0.57%.