St. John, IN

Average · 97

Indiana · Population 21,639 · Updated March 2026

$971
Median Rent / Month
$127,449
Median Income
$370,800
Median Home Value
$1,653
Owner Costs / Month

Affordability

How far your income goes in St. John

9.1%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Indiana

State-level tax rates that affect your costs

3.05%
Income Tax (Top Rate)
7.0%
Sales Tax
0.83%
Property Tax Rate

Estimated Annual Costs

$11,652
Annual Rent
$3,887
State Income Tax
$3,078
Property Tax (est.)

Cost of Living Overview

St. John has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 97 (where 100 equals the national median), St. John residents can expect to pay median rent of $971/month while earning a median household income of $127,449/year.

The median home value in St. John, IN is $370,800, with typical monthly owner costs around $1,653 including mortgage, insurance, and taxes. The median rent-to-income ratio of 9.1% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Indiana has a moderate income tax rate of 3.05%. Combined with a 7.0% sales tax rate and 0.83% effective property tax rate, the overall tax environment is a factor in the total cost of living in St. John.

Frequently Asked Questions

Common questions about living costs in St. John

What is the cost of living in St. John, IN?
The cost of living index in St. John, IN is 97 (US average = 100). Median monthly rent is $971, median household income is $127,449/year, and the median home value is $370,800.
Is St. John, IN affordable?
Yes, St. John is more affordable than the national average with a cost index of 97. The rent-to-income ratio is 9.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in St. John, IN?
The median gross rent in St. John, IN is $971 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,652.
What is the median household income in St. John?
The median household income in St. John, IN is $127,449 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Indiana?
Indiana has a top income tax rate of 3.05%, a sales tax of 7.0%, and an effective property tax rate of 0.83%.