St. Marys, GA

Below Avg · 83

Georgia · Population 18,805 · Updated March 2026

$1,171
Median Rent / Month
$67,271
Median Income
$259,300
Median Home Value
$1,190
Owner Costs / Month

Affordability

How far your income goes in St. Marys

20.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Georgia

State-level tax rates that affect your costs

5.49%
Income Tax (Top Rate)
4.0%
Sales Tax
0.92%
Property Tax Rate

Estimated Annual Costs

$14,052
Annual Rent
$3,693
State Income Tax
$2,386
Property Tax (est.)

Cost of Living Overview

St. Marys is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 83 (where 100 equals the national median), St. Marys residents can expect to pay median rent of $1,171/month while earning a median household income of $67,271/year.

The median home value in St. Marys, GA is $259,300, with typical monthly owner costs around $1,190 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Georgia has a moderate income tax rate of 5.49%. Combined with a 4.0% sales tax rate and 0.92% effective property tax rate, the overall tax environment is a factor in the total cost of living in St. Marys.

Frequently Asked Questions

Common questions about living costs in St. Marys

What is the cost of living in St. Marys, GA?
The cost of living index in St. Marys, GA is 83 (US average = 100). Median monthly rent is $1,171, median household income is $67,271/year, and the median home value is $259,300.
Is St. Marys, GA affordable?
Yes, St. Marys is more affordable than the national average with a cost index of 83. The rent-to-income ratio is 20.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in St. Marys, GA?
The median gross rent in St. Marys, GA is $1,171 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,052.
What is the median household income in St. Marys?
The median household income in St. Marys, GA is $67,271 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Georgia?
Georgia has a top income tax rate of 5.49%, a sales tax of 4.0%, and an effective property tax rate of 0.92%.