Stuart, FL

Average · 99

Florida · Population 18,058 · Updated March 2026

$1,540
Median Rent / Month
$64,409
Median Income
$291,300
Median Home Value
$1,285
Owner Costs / Month

Affordability

How far your income goes in Stuart

28.7%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Florida

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.0%
Sales Tax
0.86%
Property Tax Rate

Estimated Annual Costs

$18,480
Annual Rent
$0
State Income Tax
$2,505
Property Tax (est.)

Cost of Living Overview

Stuart has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 99 (where 100 equals the national median), Stuart residents can expect to pay median rent of $1,540/month while earning a median household income of $64,409/year.

The median home value in Stuart, FL is $291,300, with typical monthly owner costs around $1,285 including mortgage, insurance, and taxes. With a rent-to-income ratio of 28.7%, Stuart falls within the generally affordable range, though it's approaching the 30% burden threshold.

Florida has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.0% sales tax rate and 0.86% effective property tax rate, the overall tax environment helps keep costs manageable in Stuart.

Frequently Asked Questions

Common questions about living costs in Stuart

What is the cost of living in Stuart, FL?
The cost of living index in Stuart, FL is 99 (US average = 100). Median monthly rent is $1,540, median household income is $64,409/year, and the median home value is $291,300.
Is Stuart, FL affordable?
Yes, Stuart is more affordable than the national average with a cost index of 99. The rent-to-income ratio is 28.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Stuart, FL?
The median gross rent in Stuart, FL is $1,540 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $18,480.
What is the median household income in Stuart?
The median household income in Stuart, FL is $64,409 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Florida?
Florida has a top income tax rate of 0%, a sales tax of 6.0%, and an effective property tax rate of 0.86%. Notably, there is no state income tax.