Trophy Club, TX

Very High · 172

Texas · Population 13,454 · Updated March 2026

$1,821
Median Rent / Month
$193,026
Median Income
$617,000
Median Home Value
$2,994
Owner Costs / Month

Affordability

How far your income goes in Trophy Club

11.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$21,852
Annual Rent
$0
State Income Tax
$9,872
Property Tax (est.)

Cost of Living Overview

Trophy Club has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 172 (where 100 equals the national median), Trophy Club residents can expect to pay median rent of $1,821/month while earning a median household income of $193,026/year.

The median home value in Trophy Club, TX is $617,000, with typical monthly owner costs around $2,994 including mortgage, insurance, and taxes. The median rent-to-income ratio of 11.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Trophy Club.

Frequently Asked Questions

Common questions about living costs in Trophy Club

What is the cost of living in Trophy Club, TX?
The cost of living index in Trophy Club, TX is 172 (US average = 100). Median monthly rent is $1,821, median household income is $193,026/year, and the median home value is $617,000.
Is Trophy Club, TX affordable?
No, Trophy Club is more expensive than the national average with a cost index of 172. The rent-to-income ratio is 11.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Trophy Club, TX?
The median gross rent in Trophy Club, TX is $1,821 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $21,852.
What is the median household income in Trophy Club?
The median household income in Trophy Club, TX is $193,026 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.