Tulsa, OK

Very Low · 67

Oklahoma · Population 412,322 · Updated March 2026

$998
Median Rent / Month
$58,407
Median Income
$189,600
Median Home Value
$1,027
Owner Costs / Month

Affordability

How far your income goes in Tulsa

20.5%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Oklahoma

State-level tax rates that affect your costs

4.75%
Income Tax (Top Rate)
4.5%
Sales Tax
0.9%
Property Tax Rate

Estimated Annual Costs

$11,976
Annual Rent
$2,774
State Income Tax
$1,706
Property Tax (est.)

Cost of Living Overview

Tulsa is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 67 (where 100 equals the national median), Tulsa residents can expect to pay median rent of $998/month while earning a median household income of $58,407/year.

The median home value in Tulsa, OK is $189,600, with typical monthly owner costs around $1,027 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.5% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Oklahoma has a moderate income tax rate of 4.75%. Combined with a 4.5% sales tax rate and 0.9% effective property tax rate, the overall tax environment is a factor in the total cost of living in Tulsa.

Frequently Asked Questions

Common questions about living costs in Tulsa

What is the cost of living in Tulsa, OK?
The cost of living index in Tulsa, OK is 67 (US average = 100). Median monthly rent is $998, median household income is $58,407/year, and the median home value is $189,600.
Is Tulsa, OK affordable?
Yes, Tulsa is more affordable than the national average with a cost index of 67. The rent-to-income ratio is 20.5%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Tulsa, OK?
The median gross rent in Tulsa, OK is $998 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,976.
What is the median household income in Tulsa?
The median household income in Tulsa, OK is $58,407 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Oklahoma?
Oklahoma has a top income tax rate of 4.75%, a sales tax of 4.5%, and an effective property tax rate of 0.9%.

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