Vandalia, OH

Very Low · 62

Ohio · Population 15,100 · Updated March 2026

$863
Median Rent / Month
$76,290
Median Income
$186,500
Median Home Value
$961
Owner Costs / Month

Affordability

How far your income goes in Vandalia

13.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Ohio

State-level tax rates that affect your costs

3.5%
Income Tax (Top Rate)
5.75%
Sales Tax
1.53%
Property Tax Rate

Estimated Annual Costs

$10,356
Annual Rent
$2,670
State Income Tax
$2,853
Property Tax (est.)

Cost of Living Overview

Vandalia is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 62 (where 100 equals the national median), Vandalia residents can expect to pay median rent of $863/month while earning a median household income of $76,290/year.

The median home value in Vandalia, OH is $186,500, with typical monthly owner costs around $961 including mortgage, insurance, and taxes. The median rent-to-income ratio of 13.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Ohio has a moderate income tax rate of 3.5%. Combined with a 5.75% sales tax rate and 1.53% effective property tax rate, the overall tax environment is a factor in the total cost of living in Vandalia.

Frequently Asked Questions

Common questions about living costs in Vandalia

What is the cost of living in Vandalia, OH?
The cost of living index in Vandalia, OH is 62 (US average = 100). Median monthly rent is $863, median household income is $76,290/year, and the median home value is $186,500.
Is Vandalia, OH affordable?
Yes, Vandalia is more affordable than the national average with a cost index of 62. The rent-to-income ratio is 13.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Vandalia, OH?
The median gross rent in Vandalia, OH is $863 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,356.
What is the median household income in Vandalia?
The median household income in Vandalia, OH is $76,290 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Ohio?
Ohio has a top income tax rate of 3.5%, a sales tax of 5.75%, and an effective property tax rate of 1.53%.