Vernal, UT

Very Low · 68

Utah · Population 10,254 · Updated March 2026

$900
Median Rent / Month
$59,178
Median Income
$234,200
Median Home Value
$921
Owner Costs / Month

Affordability

How far your income goes in Vernal

18.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Utah

State-level tax rates that affect your costs

4.65%
Income Tax (Top Rate)
6.1%
Sales Tax
0.58%
Property Tax Rate

Estimated Annual Costs

$10,800
Annual Rent
$2,752
State Income Tax
$1,358
Property Tax (est.)

Cost of Living Overview

Vernal is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 68 (where 100 equals the national median), Vernal residents can expect to pay median rent of $900/month while earning a median household income of $59,178/year.

The median home value in Vernal, UT is $234,200, with typical monthly owner costs around $921 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Utah has a moderate income tax rate of 4.65%. Combined with a 6.1% sales tax rate and 0.58% effective property tax rate, the overall tax environment is a factor in the total cost of living in Vernal.

Frequently Asked Questions

Common questions about living costs in Vernal

What is the cost of living in Vernal, UT?
The cost of living index in Vernal, UT is 68 (US average = 100). Median monthly rent is $900, median household income is $59,178/year, and the median home value is $234,200.
Is Vernal, UT affordable?
Yes, Vernal is more affordable than the national average with a cost index of 68. The rent-to-income ratio is 18.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Vernal, UT?
The median gross rent in Vernal, UT is $900 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,800.
What is the median household income in Vernal?
The median household income in Vernal, UT is $59,178 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Utah?
Utah has a top income tax rate of 4.65%, a sales tax of 6.1%, and an effective property tax rate of 0.58%.