Victoria, TX

Very Low · 74

Texas · Population 65,514 · Updated March 2026

$1,170
Median Rent / Month
$68,233
Median Income
$193,200
Median Home Value
$1,114
Owner Costs / Month

Affordability

How far your income goes in Victoria

20.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$14,040
Annual Rent
$0
State Income Tax
$3,091
Property Tax (est.)

Cost of Living Overview

Victoria is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 74 (where 100 equals the national median), Victoria residents can expect to pay median rent of $1,170/month while earning a median household income of $68,233/year.

The median home value in Victoria, TX is $193,200, with typical monthly owner costs around $1,114 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Victoria.

Frequently Asked Questions

Common questions about living costs in Victoria

What is the cost of living in Victoria, TX?
The cost of living index in Victoria, TX is 74 (US average = 100). Median monthly rent is $1,170, median household income is $68,233/year, and the median home value is $193,200.
Is Victoria, TX affordable?
Yes, Victoria is more affordable than the national average with a cost index of 74. The rent-to-income ratio is 20.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Victoria, TX?
The median gross rent in Victoria, TX is $1,170 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,040.
What is the median household income in Victoria?
The median household income in Victoria, TX is $68,233 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.