West Chicago, IL

Average · 103

Illinois · Population 25,434 · Updated March 2026

$1,376
Median Rent / Month
$100,568
Median Income
$306,500
Median Home Value
$1,725
Owner Costs / Month

Affordability

How far your income goes in West Chicago

16.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Illinois

State-level tax rates that affect your costs

4.95%
Income Tax (Top Rate)
6.25%
Sales Tax
2.07%
Property Tax Rate

Estimated Annual Costs

$16,512
Annual Rent
$4,978
State Income Tax
$6,345
Property Tax (est.)

Cost of Living Overview

West Chicago has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 103 (where 100 equals the national median), West Chicago residents can expect to pay median rent of $1,376/month while earning a median household income of $100,568/year.

The median home value in West Chicago, IL is $306,500, with typical monthly owner costs around $1,725 including mortgage, insurance, and taxes. The median rent-to-income ratio of 16.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Illinois has a moderate income tax rate of 4.95%. Combined with a 6.25% sales tax rate and 2.07% effective property tax rate, the overall tax environment is a factor in the total cost of living in West Chicago.

Frequently Asked Questions

Common questions about living costs in West Chicago

What is the cost of living in West Chicago, IL?
The cost of living index in West Chicago, IL is 103 (US average = 100). Median monthly rent is $1,376, median household income is $100,568/year, and the median home value is $306,500.
Is West Chicago, IL affordable?
No, West Chicago is more expensive than the national average with a cost index of 103. The rent-to-income ratio is 16.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in West Chicago, IL?
The median gross rent in West Chicago, IL is $1,376 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $16,512.
What is the median household income in West Chicago?
The median household income in West Chicago, IL is $100,568 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Illinois?
Illinois has a top income tax rate of 4.95%, a sales tax of 6.25%, and an effective property tax rate of 2.07%.