West Fargo, ND

Below Avg · 88

North Dakota · Population 39,325 · Updated March 2026

$1,075
Median Rent / Month
$96,877
Median Income
$302,200
Median Home Value
$1,389
Owner Costs / Month

Affordability

How far your income goes in West Fargo

13.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in North Dakota

State-level tax rates that affect your costs

2.5%
Income Tax (Top Rate)
5.0%
Sales Tax
0.98%
Property Tax Rate

Estimated Annual Costs

$12,900
Annual Rent
$2,422
State Income Tax
$2,962
Property Tax (est.)

Cost of Living Overview

West Fargo offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 88 (where 100 equals the national median), West Fargo residents can expect to pay median rent of $1,075/month while earning a median household income of $96,877/year.

The median home value in West Fargo, ND is $302,200, with typical monthly owner costs around $1,389 including mortgage, insurance, and taxes. The median rent-to-income ratio of 13.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

North Dakota has a moderate income tax rate of 2.5%. Combined with a 5.0% sales tax rate and 0.98% effective property tax rate, the overall tax environment is a factor in the total cost of living in West Fargo.

Frequently Asked Questions

Common questions about living costs in West Fargo

What is the cost of living in West Fargo, ND?
The cost of living index in West Fargo, ND is 88 (US average = 100). Median monthly rent is $1,075, median household income is $96,877/year, and the median home value is $302,200.
Is West Fargo, ND affordable?
Yes, West Fargo is more affordable than the national average with a cost index of 88. The rent-to-income ratio is 13.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in West Fargo, ND?
The median gross rent in West Fargo, ND is $1,075 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $12,900.
What is the median household income in West Fargo?
The median household income in West Fargo, ND is $96,877 per year. This compares to the national median of approximately $80,000.
What are the taxes like in North Dakota?
North Dakota has a top income tax rate of 2.5%, a sales tax of 5.0%, and an effective property tax rate of 0.98%.