West Islip, NY

Very High · 191

New York · Population 26,559 · Updated March 2026

$2,613
Median Rent / Month
$171,045
Median Income
$592,700
Median Home Value
$2,947
Owner Costs / Month

Affordability

How far your income goes in West Islip

18.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$31,356
Annual Rent
$18,644
State Income Tax
$9,602
Property Tax (est.)

Cost of Living Overview

West Islip has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 191 (where 100 equals the national median), West Islip residents can expect to pay median rent of $2,613/month while earning a median household income of $171,045/year.

The median home value in West Islip, NY is $592,700, with typical monthly owner costs around $2,947 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in West Islip.

Frequently Asked Questions

Common questions about living costs in West Islip

What is the cost of living in West Islip, NY?
The cost of living index in West Islip, NY is 191 (US average = 100). Median monthly rent is $2,613, median household income is $171,045/year, and the median home value is $592,700.
Is West Islip, NY affordable?
No, West Islip is more expensive than the national average with a cost index of 191. The rent-to-income ratio is 18.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in West Islip, NY?
The median gross rent in West Islip, NY is $2,613 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $31,356.
What is the median household income in West Islip?
The median household income in West Islip, NY is $171,045 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.