West St. Paul, MN

Below Avg · 88

Minnesota · Population 21,076 · Updated March 2026

$1,195
Median Rent / Month
$70,738
Median Income
$281,800
Median Home Value
$1,315
Owner Costs / Month

Affordability

How far your income goes in West St. Paul

20.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Minnesota

State-level tax rates that affect your costs

9.85%
Income Tax (Top Rate)
6.875%
Sales Tax
1.11%
Property Tax Rate

Estimated Annual Costs

$14,340
Annual Rent
$6,968
State Income Tax
$3,128
Property Tax (est.)

Cost of Living Overview

West St. Paul offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 88 (where 100 equals the national median), West St. Paul residents can expect to pay median rent of $1,195/month while earning a median household income of $70,738/year.

The median home value in West St. Paul, MN is $281,800, with typical monthly owner costs around $1,315 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Minnesota's top income tax rate of 9.85% is among the highest in the nation, adding to the overall cost burden. Combined with a 6.875% sales tax rate and 1.11% effective property tax rate, the overall tax environment is a factor in the total cost of living in West St. Paul.

Frequently Asked Questions

Common questions about living costs in West St. Paul

What is the cost of living in West St. Paul, MN?
The cost of living index in West St. Paul, MN is 88 (US average = 100). Median monthly rent is $1,195, median household income is $70,738/year, and the median home value is $281,800.
Is West St. Paul, MN affordable?
Yes, West St. Paul is more affordable than the national average with a cost index of 88. The rent-to-income ratio is 20.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in West St. Paul, MN?
The median gross rent in West St. Paul, MN is $1,195 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,340.
What is the median household income in West St. Paul?
The median household income in West St. Paul, MN is $70,738 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Minnesota?
Minnesota has a top income tax rate of 9.85%, a sales tax of 6.875%, and an effective property tax rate of 1.11%.