White Oak, OH

Very Low · 66

Ohio · Population 18,845 · Updated March 2026

$942
Median Rent / Month
$71,789
Median Income
$190,900
Median Home Value
$1,055
Owner Costs / Month

Affordability

How far your income goes in White Oak

15.7%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Ohio

State-level tax rates that affect your costs

3.5%
Income Tax (Top Rate)
5.75%
Sales Tax
1.53%
Property Tax Rate

Estimated Annual Costs

$11,304
Annual Rent
$2,513
State Income Tax
$2,921
Property Tax (est.)

Cost of Living Overview

White Oak is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 66 (where 100 equals the national median), White Oak residents can expect to pay median rent of $942/month while earning a median household income of $71,789/year.

The median home value in White Oak, OH is $190,900, with typical monthly owner costs around $1,055 including mortgage, insurance, and taxes. The median rent-to-income ratio of 15.7% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Ohio has a moderate income tax rate of 3.5%. Combined with a 5.75% sales tax rate and 1.53% effective property tax rate, the overall tax environment is a factor in the total cost of living in White Oak.

Frequently Asked Questions

Common questions about living costs in White Oak

What is the cost of living in White Oak, OH?
The cost of living index in White Oak, OH is 66 (US average = 100). Median monthly rent is $942, median household income is $71,789/year, and the median home value is $190,900.
Is White Oak, OH affordable?
Yes, White Oak is more affordable than the national average with a cost index of 66. The rent-to-income ratio is 15.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in White Oak, OH?
The median gross rent in White Oak, OH is $942 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,304.
What is the median household income in White Oak?
The median household income in White Oak, OH is $71,789 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Ohio?
Ohio has a top income tax rate of 3.5%, a sales tax of 5.75%, and an effective property tax rate of 1.53%.