Whitewater, WI

Very Low · 69

Wisconsin · Population 15,705 · Updated March 2026

$985
Median Rent / Month
$49,000
Median Income
$211,800
Median Home Value
$1,012
Owner Costs / Month

Affordability

How far your income goes in Whitewater

24.1%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Wisconsin

State-level tax rates that affect your costs

7.65%
Income Tax (Top Rate)
5.0%
Sales Tax
1.61%
Property Tax Rate

Estimated Annual Costs

$11,820
Annual Rent
$3,748
State Income Tax
$3,410
Property Tax (est.)

Cost of Living Overview

Whitewater is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 69 (where 100 equals the national median), Whitewater residents can expect to pay median rent of $985/month while earning a median household income of $49,000/year.

The median home value in Whitewater, WI is $211,800, with typical monthly owner costs around $1,012 including mortgage, insurance, and taxes. The median rent-to-income ratio of 24.1% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Wisconsin has a moderate income tax rate of 7.65%. Combined with a 5.0% sales tax rate and 1.61% effective property tax rate, the overall tax environment is a factor in the total cost of living in Whitewater.

Frequently Asked Questions

Common questions about living costs in Whitewater

What is the cost of living in Whitewater, WI?
The cost of living index in Whitewater, WI is 69 (US average = 100). Median monthly rent is $985, median household income is $49,000/year, and the median home value is $211,800.
Is Whitewater, WI affordable?
Yes, Whitewater is more affordable than the national average with a cost index of 69. The rent-to-income ratio is 24.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Whitewater, WI?
The median gross rent in Whitewater, WI is $985 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,820.
What is the median household income in Whitewater?
The median household income in Whitewater, WI is $49,000 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Wisconsin?
Wisconsin has a top income tax rate of 7.65%, a sales tax of 5.0%, and an effective property tax rate of 1.61%.