Winter Garden, FL

Above Avg · 127

Florida · Population 47,182 · Updated March 2026

$1,727
Median Rent / Month
$106,371
Median Income
$428,200
Median Home Value
$1,730
Owner Costs / Month

Affordability

How far your income goes in Winter Garden

19.5%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Florida

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.0%
Sales Tax
0.86%
Property Tax Rate

Estimated Annual Costs

$20,724
Annual Rent
$0
State Income Tax
$3,683
Property Tax (est.)

Cost of Living Overview

Winter Garden has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 127 (where 100 equals the national median), Winter Garden residents can expect to pay median rent of $1,727/month while earning a median household income of $106,371/year.

The median home value in Winter Garden, FL is $428,200, with typical monthly owner costs around $1,730 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.5% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Florida has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.0% sales tax rate and 0.86% effective property tax rate, the overall tax environment helps keep costs manageable in Winter Garden.

Frequently Asked Questions

Common questions about living costs in Winter Garden

What is the cost of living in Winter Garden, FL?
The cost of living index in Winter Garden, FL is 127 (US average = 100). Median monthly rent is $1,727, median household income is $106,371/year, and the median home value is $428,200.
Is Winter Garden, FL affordable?
No, Winter Garden is more expensive than the national average with a cost index of 127. The rent-to-income ratio is 19.5%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Winter Garden, FL?
The median gross rent in Winter Garden, FL is $1,727 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $20,724.
What is the median household income in Winter Garden?
The median household income in Winter Garden, FL is $106,371 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Florida?
Florida has a top income tax rate of 0%, a sales tax of 6.0%, and an effective property tax rate of 0.86%. Notably, there is no state income tax.