Yonkers, NY

Very High · 133

New York · Population 209,529 · Updated March 2026

$1,730
Median Rent / Month
$81,816
Median Income
$478,000
Median Home Value
$1,759
Owner Costs / Month

Affordability

How far your income goes in Yonkers

25.4%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$20,760
Annual Rent
$8,918
State Income Tax
$7,744
Property Tax (est.)

Cost of Living Overview

Yonkers has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 133 (where 100 equals the national median), Yonkers residents can expect to pay median rent of $1,730/month while earning a median household income of $81,816/year.

The median home value in Yonkers, NY is $478,000, with typical monthly owner costs around $1,759 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.4%, Yonkers falls within the generally affordable range, though it's approaching the 30% burden threshold.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Yonkers.

Frequently Asked Questions

Common questions about living costs in Yonkers

What is the cost of living in Yonkers, NY?
The cost of living index in Yonkers, NY is 133 (US average = 100). Median monthly rent is $1,730, median household income is $81,816/year, and the median home value is $478,000.
Is Yonkers, NY affordable?
No, Yonkers is more expensive than the national average with a cost index of 133. The rent-to-income ratio is 25.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Yonkers, NY?
The median gross rent in Yonkers, NY is $1,730 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $20,760.
What is the median household income in Yonkers?
The median household income in Yonkers, NY is $81,816 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.

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