Yuma, AZ

Very Low · 72

Arizona · Population 98,461 · Updated March 2026

$1,085
Median Rent / Month
$62,546
Median Income
$209,100
Median Home Value
$1,049
Owner Costs / Month

Affordability

How far your income goes in Yuma

20.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Arizona

State-level tax rates that affect your costs

2.5%
Income Tax (Top Rate)
5.6%
Sales Tax
0.62%
Property Tax Rate

Estimated Annual Costs

$13,020
Annual Rent
$1,564
State Income Tax
$1,296
Property Tax (est.)

Cost of Living Overview

Yuma is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 72 (where 100 equals the national median), Yuma residents can expect to pay median rent of $1,085/month while earning a median household income of $62,546/year.

The median home value in Yuma, AZ is $209,100, with typical monthly owner costs around $1,049 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Arizona has a moderate income tax rate of 2.5%. Combined with a 5.6% sales tax rate and 0.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Yuma.

Frequently Asked Questions

Common questions about living costs in Yuma

What is the cost of living in Yuma, AZ?
The cost of living index in Yuma, AZ is 72 (US average = 100). Median monthly rent is $1,085, median household income is $62,546/year, and the median home value is $209,100.
Is Yuma, AZ affordable?
Yes, Yuma is more affordable than the national average with a cost index of 72. The rent-to-income ratio is 20.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Yuma, AZ?
The median gross rent in Yuma, AZ is $1,085 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $13,020.
What is the median household income in Yuma?
The median household income in Yuma, AZ is $62,546 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Arizona?
Arizona has a top income tax rate of 2.5%, a sales tax of 5.6%, and an effective property tax rate of 0.62%.