Zachary, LA

Average · 99

Louisiana · Population 19,637 · Updated March 2026

$1,440
Median Rent / Month
$90,507
Median Income
$258,000
Median Home Value
$1,675
Owner Costs / Month

Affordability

How far your income goes in Zachary

19.1%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Louisiana

State-level tax rates that affect your costs

4.25%
Income Tax (Top Rate)
4.45%
Sales Tax
0.55%
Property Tax Rate

Estimated Annual Costs

$17,280
Annual Rent
$3,847
State Income Tax
$1,419
Property Tax (est.)

Cost of Living Overview

Zachary has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 99 (where 100 equals the national median), Zachary residents can expect to pay median rent of $1,440/month while earning a median household income of $90,507/year.

The median home value in Zachary, LA is $258,000, with typical monthly owner costs around $1,675 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.1% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Louisiana has a moderate income tax rate of 4.25%. Combined with a 4.45% sales tax rate and 0.55% effective property tax rate, the overall tax environment is a factor in the total cost of living in Zachary.

Frequently Asked Questions

Common questions about living costs in Zachary

What is the cost of living in Zachary, LA?
The cost of living index in Zachary, LA is 99 (US average = 100). Median monthly rent is $1,440, median household income is $90,507/year, and the median home value is $258,000.
Is Zachary, LA affordable?
Yes, Zachary is more affordable than the national average with a cost index of 99. The rent-to-income ratio is 19.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Zachary, LA?
The median gross rent in Zachary, LA is $1,440 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $17,280.
What is the median household income in Zachary?
The median household income in Zachary, LA is $90,507 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Louisiana?
Louisiana has a top income tax rate of 4.25%, a sales tax of 4.45%, and an effective property tax rate of 0.55%.