Cost of Living: Cape Coral, FL vs Worcester, MA (2026)

Cape Coral

Florida
114
VS

Worcester

Massachusetts
104

Cape Coral is 10% more expensive than Worcester.

$1,751/mo ↑ 24%
Median Rent
$1,415/mo ↓ 19%
$76,062/yr ↑ 13%
Median Income
$67,544/yr ↓ 11%
$339,200 ≈ Same
Home Value
$339,500 ≈ Same
$1,523/mo ≈ Same
Owner Costs
$1,521/mo ≈ Same
206,387
Population
205,501

Tax Comparison

0%
Income Tax
9.0%
6.0%
Sales Tax
6.25%
0.86%
Property Tax
1.15%

Affordability

27.6%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Cape Coral, FL and Worcester, MA, the overall cost of living indices are 114 and 104 respectively (national median = 100). Rent is $336/month cheaper in Worcester, saving renters about $4,032/year.

Median household income is $8,518/year higher in Cape Coral. Home values also differ significantly — the median in Cape Coral is $339,200 compared to $339,500 in Worcester.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Cape Coral vs Worcester — common questions

Is Cape Coral or Worcester cheaper to live in?
Based on our cost index, Worcester is cheaper to live in with an index of 104 compared to 114 (US average = 100).
What is the rent difference between Cape Coral and Worcester?
Median rent in Cape Coral is $1,751/month and in Worcester it's $1,415/month — a difference of $336/month.
Which city has higher income, Cape Coral or Worcester?
Median household income is $76,062 in Cape Coral and $67,544 in Worcester. Median household income is $8,518/year higher in Cape Coral.
How do taxes compare between Florida and Massachusetts?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Cape Coral or Worcester?
It depends on your priorities. Cape Coral has a cost index of 114 with median rent of $1,751/mo, while Worcester has a cost index of 104 with rent of $1,415/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Cape Coral details → View Worcester details →