Cost of Living: Chula Vista, CA vs Toledo, OH (2026)

Chula Vista

California
178
VS

Toledo

Ohio
52

Chula Vista is 126% more expensive than Toledo.

$2,122/mo ↑ 141%
Median Rent
$880/mo ↓ 59%
$105,173/yr ↑ 121%
Median Income
$47,532/yr ↓ 55%
$697,400 ↑ 552%
Home Value
$107,000 ↓ 85%
$2,342/mo ↑ 174%
Owner Costs
$856/mo ↓ 63%
275,030
Population
268,461

Tax Comparison

13.3%
Income Tax
3.5%
7.25%
Sales Tax
5.75%
0.71%
Property Tax
1.53%

Affordability

24.2%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing Chula Vista, CA and Toledo, OH, the overall cost of living indices are 178 and 52 respectively (national median = 100). Rent is $1,242/month cheaper in Toledo, saving renters about $14,904/year.

Median household income is $57,641/year higher in Chula Vista. Home values also differ significantly — the median in Chula Vista is $697,400 compared to $107,000 in Toledo.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

Chula Vista vs Toledo — common questions

Is Chula Vista or Toledo cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 178 (US average = 100).
What is the rent difference between Chula Vista and Toledo?
Median rent in Chula Vista is $2,122/month and in Toledo it's $880/month — a difference of $1,242/month.
Which city has higher income, Chula Vista or Toledo?
Median household income is $105,173 in Chula Vista and $47,532 in Toledo. Median household income is $57,641/year higher in Chula Vista.
How do taxes compare between California and Ohio?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to Chula Vista or Toledo?
It depends on your priorities. Chula Vista has a cost index of 178 with median rent of $2,122/mo, while Toledo has a cost index of 52 with rent of $880/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Chula Vista details → View Toledo details →