Cost of Living: Clearwater, FL vs Evansville, IN (2026)

Clearwater

Florida
105
VS

Evansville

Indiana
57

Clearwater is 48% more expensive than Evansville.

$1,539/mo ↑ 62%
Median Rent
$949/mo ↓ 38%
$64,440/yr ↑ 23%
Median Income
$52,251/yr ↓ 19%
$326,100 ↑ 153%
Home Value
$129,100 ↓ 60%
$1,411/mo ↑ 54%
Owner Costs
$919/mo ↓ 35%
117,075
Population
116,441

Tax Comparison

0%
Income Tax
3.05%
6.0%
Sales Tax
7.0%
0.86%
Property Tax
0.83%

Affordability

28.7%
rent-to-income
Affordability
21.8%
rent-to-income

Detailed Comparison

When comparing Clearwater, FL and Evansville, IN, the overall cost of living indices are 105 and 57 respectively (national median = 100). Rent is $590/month cheaper in Evansville, saving renters about $7,080/year.

Median household income is $12,189/year higher in Clearwater. Home values also differ significantly — the median in Clearwater is $326,100 compared to $129,100 in Evansville.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Clearwater vs Evansville — common questions

Is Clearwater or Evansville cheaper to live in?
Based on our cost index, Evansville is cheaper to live in with an index of 57 compared to 105 (US average = 100).
What is the rent difference between Clearwater and Evansville?
Median rent in Clearwater is $1,539/month and in Evansville it's $949/month — a difference of $590/month.
Which city has higher income, Clearwater or Evansville?
Median household income is $64,440 in Clearwater and $52,251 in Evansville. Median household income is $12,189/year higher in Clearwater.
How do taxes compare between Florida and Indiana?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax.
Should I move to Clearwater or Evansville?
It depends on your priorities. Clearwater has a cost index of 105 with median rent of $1,539/mo, while Evansville has a cost index of 57 with rent of $949/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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