Cost of Living: Fort Wayne, IN vs Irving, TX (2026)

Fort Wayne

Indiana
63
VS

Irving

Texas
102

Fort Wayne is 39% cheaper than Irving.

$959/mo ↓ 37%
Median Rent
$1,517/mo ↑ 58%
$60,293/yr ↓ 24%
Median Income
$79,641/yr ↑ 32%
$169,700 ↓ 41%
Home Value
$287,300 ↑ 69%
$950/mo ↓ 38%
Owner Costs
$1,521/mo ↑ 60%
266,235
Population
255,036

Tax Comparison

3.05%
Income Tax
0%
7.0%
Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.1%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Fort Wayne, IN and Irving, TX, the overall cost of living indices are 63 and 102 respectively (national median = 100). Rent is $558/month cheaper in Fort Wayne, saving renters about $6,696/year.

Median household income is $19,348/year higher in Irving. Home values also differ significantly — the median in Fort Wayne is $169,700 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Fort Wayne vs Irving — common questions

Is Fort Wayne or Irving cheaper to live in?
Based on our cost index, Fort Wayne is cheaper to live in with an index of 63 compared to 102 (US average = 100).
What is the rent difference between Fort Wayne and Irving?
Median rent in Fort Wayne is $959/month and in Irving it's $1,517/month — a difference of $558/month.
Which city has higher income, Fort Wayne or Irving?
Median household income is $60,293 in Fort Wayne and $79,641 in Irving. Median household income is $19,348/year higher in Irving.
How do taxes compare between Indiana and Texas?
Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Wayne or Irving?
It depends on your priorities. Fort Wayne has a cost index of 63 with median rent of $959/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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