Cost of Living: Fort Worth, TX vs Charlotte, NC (2026)

Fort Worth

Texas
97
VS

Charlotte

North Carolina
108

Fort Worth is 11% cheaper than Charlotte.

$1,412/mo ↓ 6%
Median Rent
$1,504/mo ↑ 7%
$76,602/yr ↓ 2%
Median Income
$78,438/yr ↑ 2%
$277,300 ↓ 21%
Home Value
$351,500 ↑ 27%
$1,489/mo ≈ Same
Owner Costs
$1,487/mo ≈ Same
941,311
Population
886,283

Tax Comparison

0%
Income Tax
4.5%
6.25%
Sales Tax
4.75%
1.6%
Property Tax
0.8%

Affordability

22.1%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Charlotte, NC, the overall cost of living indices are 97 and 108 respectively (national median = 100). Rent is $92/month cheaper in Fort Worth, saving renters about $1,104/year.

Median household income is $1,836/year higher in Charlotte. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $351,500 in Charlotte.

Texas has no state income tax, giving Fort Worth residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

Fort Worth vs Charlotte — common questions

Is Fort Worth or Charlotte cheaper to live in?
Based on our cost index, Fort Worth is cheaper to live in with an index of 97 compared to 108 (US average = 100).
What is the rent difference between Fort Worth and Charlotte?
Median rent in Fort Worth is $1,412/month and in Charlotte it's $1,504/month — a difference of $92/month.
Which city has higher income, Fort Worth or Charlotte?
Median household income is $76,602 in Fort Worth and $78,438 in Charlotte. Median household income is $1,836/year higher in Charlotte.
How do taxes compare between Texas and North Carolina?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax.
Should I move to Fort Worth or Charlotte?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Charlotte has a cost index of 108 with rent of $1,504/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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