Cost of Living: Fort Worth, TX vs Indianapolis, IN (2026)

Fort Worth

Texas
97
VS

Indianapolis

Indiana
74

Fort Worth is 23% more expensive than Indianapolis.

$1,412/mo ↑ 27%
Median Rent
$1,112/mo ↓ 21%
$76,602/yr ↑ 22%
Median Income
$62,995/yr ↓ 18%
$277,300 ↑ 34%
Home Value
$207,000 ↓ 25%
$1,489/mo ↑ 32%
Owner Costs
$1,124/mo ↓ 25%
941,311
Population
882,043

Tax Comparison

0%
Income Tax
3.05%
6.25%
Sales Tax
7.0%
1.6%
Property Tax
0.83%

Affordability

22.1%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Indianapolis, IN, the overall cost of living indices are 97 and 74 respectively (national median = 100). Rent is $300/month cheaper in Indianapolis, saving renters about $3,600/year.

Median household income is $13,607/year higher in Fort Worth. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $207,000 in Indianapolis.

Texas has no state income tax, giving Fort Worth residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Fort Worth vs Indianapolis — common questions

Is Fort Worth or Indianapolis cheaper to live in?
Based on our cost index, Indianapolis is cheaper to live in with an index of 74 compared to 97 (US average = 100).
What is the rent difference between Fort Worth and Indianapolis?
Median rent in Fort Worth is $1,412/month and in Indianapolis it's $1,112/month — a difference of $300/month.
Which city has higher income, Fort Worth or Indianapolis?
Median household income is $76,602 in Fort Worth and $62,995 in Indianapolis. Median household income is $13,607/year higher in Fort Worth.
How do taxes compare between Texas and Indiana?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax.
Should I move to Fort Worth or Indianapolis?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Indianapolis has a cost index of 74 with rent of $1,112/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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