Cost of Living: Frisco, TX vs Rochester, NY (2026)

Frisco

Texas
162
VS

Rochester

New York
61

Frisco is 101% more expensive than Rochester.

$1,902/mo ↑ 83%
Median Rent
$1,039/mo ↓ 45%
$146,158/yr ↑ 213%
Median Income
$46,628/yr ↓ 68%
$595,400 ↑ 394%
Home Value
$120,600 ↓ 80%
$2,389/mo ↑ 137%
Owner Costs
$1,009/mo ↓ 58%
210,238
Population
209,720

Tax Comparison

0%
Income Tax
10.9%
6.25%
Sales Tax
4.0%
1.6%
Property Tax
1.62%

Affordability

15.6%
rent-to-income
Affordability
26.7%
rent-to-income

Detailed Comparison

When comparing Frisco, TX and Rochester, NY, the overall cost of living indices are 162 and 61 respectively (national median = 100). Rent is $863/month cheaper in Rochester, saving renters about $10,356/year.

Median household income is $99,530/year higher in Frisco. Home values also differ significantly — the median in Frisco is $595,400 compared to $120,600 in Rochester.

Texas has no state income tax, giving Frisco residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Frisco vs Rochester — common questions

Is Frisco or Rochester cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 61 compared to 162 (US average = 100).
What is the rent difference between Frisco and Rochester?
Median rent in Frisco is $1,902/month and in Rochester it's $1,039/month — a difference of $863/month.
Which city has higher income, Frisco or Rochester?
Median household income is $146,158 in Frisco and $46,628 in Rochester. Median household income is $99,530/year higher in Frisco.
How do taxes compare between Texas and New York?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax.
Should I move to Frisco or Rochester?
It depends on your priorities. Frisco has a cost index of 162 with median rent of $1,902/mo, while Rochester has a cost index of 61 with rent of $1,039/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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