Cost of Living: Irving, TX vs Chesapeake, VA (2026)

Irving

Texas
102
VS

Chesapeake

Virginia
112

Irving is 10% cheaper than Chesapeake.

$1,517/mo ≈ Same
Median Rent
$1,523/mo ≈ Same
$79,641/yr ↓ 15%
Median Income
$94,189/yr ↑ 18%
$287,300 ↓ 20%
Home Value
$359,100 ↑ 25%
$1,521/mo ↓ 9%
Owner Costs
$1,680/mo ↑ 10%
255,036
Population
251,153

Tax Comparison

0%
Income Tax
5.75%
6.25%
Sales Tax
5.3%
1.6%
Property Tax
0.8%

Affordability

22.9%
rent-to-income
Affordability
19.4%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Chesapeake, VA, the overall cost of living indices are 102 and 112 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $14,548/year higher in Chesapeake. Home values also differ significantly — the median in Irving is $287,300 compared to $359,100 in Chesapeake.

Texas has no state income tax, giving Irving residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Irving vs Chesapeake — common questions

Is Irving or Chesapeake cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 112 (US average = 100).
What is the rent difference between Irving and Chesapeake?
Median rent in Irving is $1,517/month and in Chesapeake it's $1,523/month — a difference of $6/month.
Which city has higher income, Irving or Chesapeake?
Median household income is $79,641 in Irving and $94,189 in Chesapeake. Median household income is $14,548/year higher in Chesapeake.
How do taxes compare between Texas and Virginia?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to Irving or Chesapeake?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Chesapeake has a cost index of 112 with rent of $1,523/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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