Cost of Living: Irving, TX vs Scottsdale, AZ (2026)

Irving

Texas
102
VS

Scottsdale

Arizona
165

Irving is 63% cheaper than Scottsdale.

$1,517/mo ↓ 21%
Median Rent
$1,910/mo ↑ 26%
$79,641/yr ↓ 26%
Median Income
$107,372/yr ↑ 35%
$287,300 ↓ 60%
Home Value
$709,900 ↑ 147%
$1,521/mo ↓ 17%
Owner Costs
$1,824/mo ↑ 20%
255,036
Population
242,169

Tax Comparison

0%
Income Tax
2.5%
6.25%
Sales Tax
5.6%
1.6%
Property Tax
0.62%

Affordability

22.9%
rent-to-income
Affordability
21.3%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Scottsdale, AZ, the overall cost of living indices are 102 and 165 respectively (national median = 100). Rent is $393/month cheaper in Irving, saving renters about $4,716/year.

Median household income is $27,731/year higher in Scottsdale. Home values also differ significantly — the median in Irving is $287,300 compared to $709,900 in Scottsdale.

Texas has no state income tax, giving Irving residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Irving vs Scottsdale — common questions

Is Irving or Scottsdale cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 165 (US average = 100).
What is the rent difference between Irving and Scottsdale?
Median rent in Irving is $1,517/month and in Scottsdale it's $1,910/month — a difference of $393/month.
Which city has higher income, Irving or Scottsdale?
Median household income is $79,641 in Irving and $107,372 in Scottsdale. Median household income is $27,731/year higher in Scottsdale.
How do taxes compare between Texas and Arizona?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Irving or Scottsdale?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Scottsdale has a cost index of 165 with rent of $1,910/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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