Cost of Living: Lubbock, TX vs Chesapeake, VA (2026)

Lubbock

Texas
75
VS

Chesapeake

Virginia
112

Lubbock is 37% cheaper than Chesapeake.

$1,137/mo ↓ 25%
Median Rent
$1,523/mo ↑ 34%
$60,487/yr ↓ 36%
Median Income
$94,189/yr ↑ 56%
$197,900 ↓ 45%
Home Value
$359,100 ↑ 81%
$1,179/mo ↓ 30%
Owner Costs
$1,680/mo ↑ 42%
261,078
Population
251,153

Tax Comparison

0%
Income Tax
5.75%
6.25%
Sales Tax
5.3%
1.6%
Property Tax
0.8%

Affordability

22.6%
rent-to-income
Affordability
19.4%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Chesapeake, VA, the overall cost of living indices are 75 and 112 respectively (national median = 100). Rent is $386/month cheaper in Lubbock, saving renters about $4,632/year.

Median household income is $33,702/year higher in Chesapeake. Home values also differ significantly — the median in Lubbock is $197,900 compared to $359,100 in Chesapeake.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Lubbock vs Chesapeake — common questions

Is Lubbock or Chesapeake cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 112 (US average = 100).
What is the rent difference between Lubbock and Chesapeake?
Median rent in Lubbock is $1,137/month and in Chesapeake it's $1,523/month — a difference of $386/month.
Which city has higher income, Lubbock or Chesapeake?
Median household income is $60,487 in Lubbock and $94,189 in Chesapeake. Median household income is $33,702/year higher in Chesapeake.
How do taxes compare between Texas and Virginia?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to Lubbock or Chesapeake?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Chesapeake has a cost index of 112 with rent of $1,523/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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