Cost of Living: Orlando, FL vs St. Paul, MN (2026)

Orlando

Florida
115
VS

St. Paul

Minnesota
91

Orlando is 24% more expensive than St. Paul.

$1,650/mo ↑ 32%
Median Rent
$1,248/mo ↓ 24%
$69,268/yr ↓ 5%
Median Income
$73,055/yr ↑ 5%
$359,000 ↑ 28%
Home Value
$280,300 ↓ 22%
$1,621/mo ↑ 17%
Owner Costs
$1,390/mo ↓ 14%
311,732
Population
307,762

Tax Comparison

0%
Income Tax
9.85%
6.0%
Sales Tax
6.875%
0.86%
Property Tax
1.11%

Affordability

28.6%
rent-to-income
Affordability
20.5%
rent-to-income

Detailed Comparison

When comparing Orlando, FL and St. Paul, MN, the overall cost of living indices are 115 and 91 respectively (national median = 100). Rent is $402/month cheaper in St. Paul, saving renters about $4,824/year.

Median household income is $3,787/year higher in St. Paul. Home values also differ significantly — the median in Orlando is $359,000 compared to $280,300 in St. Paul.

Florida has no state income tax, giving Orlando residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Orlando vs St. Paul — common questions

Is Orlando or St. Paul cheaper to live in?
Based on our cost index, St. Paul is cheaper to live in with an index of 91 compared to 115 (US average = 100).
What is the rent difference between Orlando and St. Paul?
Median rent in Orlando is $1,650/month and in St. Paul it's $1,248/month — a difference of $402/month.
Which city has higher income, Orlando or St. Paul?
Median household income is $69,268 in Orlando and $73,055 in St. Paul. Median household income is $3,787/year higher in St. Paul.
How do taxes compare between Florida and Minnesota?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Orlando or St. Paul?
It depends on your priorities. Orlando has a cost index of 115 with median rent of $1,650/mo, while St. Paul has a cost index of 91 with rent of $1,248/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Orlando details → View St. Paul details →