Cost of Living: Oxnard, CA vs Amarillo, TX (2026)

Oxnard

California
159
VS

Amarillo

Texas
69

Oxnard is 90% more expensive than Amarillo.

$1,962/mo ↑ 87%
Median Rent
$1,049/mo ↓ 47%
$93,372/yr ↑ 49%
Median Income
$62,469/yr ↓ 33%
$617,800 ↑ 231%
Home Value
$186,800 ↓ 70%
$1,976/mo ↑ 84%
Owner Costs
$1,074/mo ↓ 46%
201,014
Population
200,945

Tax Comparison

13.3%
Income Tax
0%
7.25%
Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.2%
rent-to-income
Affordability
20.2%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Amarillo, TX, the overall cost of living indices are 159 and 69 respectively (national median = 100). Rent is $913/month cheaper in Amarillo, saving renters about $10,956/year.

Median household income is $30,903/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $186,800 in Amarillo.

Texas has no state income tax, giving Amarillo residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oxnard vs Amarillo — common questions

Is Oxnard or Amarillo cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Amarillo?
Median rent in Oxnard is $1,962/month and in Amarillo it's $1,049/month — a difference of $913/month.
Which city has higher income, Oxnard or Amarillo?
Median household income is $93,372 in Oxnard and $62,469 in Amarillo. Median household income is $30,903/year higher in Oxnard.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oxnard or Amarillo?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Amarillo has a cost index of 69 with rent of $1,049/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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