Cost of Living: Plano, TX vs Chandler, AZ (2026)

Plano

Texas
132
VS

Chandler

Arizona
134

Plano and Chandler have a similar cost of living.

$1,792/mo ≈ Same
Median Rent
$1,806/mo ≈ Same
$108,649/yr ↑ 5%
Median Income
$103,691/yr ↓ 5%
$440,600 ↓ 6%
Home Value
$469,800 ↑ 7%
$1,829/mo ↑ 5%
Owner Costs
$1,743/mo ↓ 5%
287,339
Population
278,123

Tax Comparison

0%
Income Tax
2.5%
6.25%
Sales Tax
5.6%
1.6%
Property Tax
0.62%

Affordability

19.8%
rent-to-income
Affordability
20.9%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Chandler, AZ, the overall cost of living indices are 132 and 134 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $4,958/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $469,800 in Chandler.

Texas has no state income tax, giving Plano residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Plano vs Chandler — common questions

Is Plano or Chandler cheaper to live in?
Based on our cost index, Plano is cheaper to live in with an index of 132 compared to 134 (US average = 100).
What is the rent difference between Plano and Chandler?
Median rent in Plano is $1,792/month and in Chandler it's $1,806/month — a difference of $14/month.
Which city has higher income, Plano or Chandler?
Median household income is $108,649 in Plano and $103,691 in Chandler. Median household income is $4,958/year higher in Plano.
How do taxes compare between Texas and Arizona?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Plano or Chandler?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Chandler has a cost index of 134 with rent of $1,806/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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