Cost of Living: Spring Hill, FL vs Billings, MT (2026)

Spring Hill

Florida
85
VS

Billings

Montana
86

Spring Hill and Billings have a similar cost of living.

$1,301/mo ↑ 19%
Median Rent
$1,097/mo ↓ 16%
$66,557/yr ↓ 7%
Median Income
$71,855/yr ↑ 8%
$248,400 ↓ 20%
Home Value
$311,800 ↑ 26%
$1,153/mo ↓ 2%
Owner Costs
$1,177/mo ↑ 2%
118,814
Population
118,321

Tax Comparison

0%
Income Tax
6.75%
6.0%
Sales Tax
0%
0.86%
Property Tax
0.74%

Affordability

23.5%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Spring Hill, FL and Billings, MT, the overall cost of living indices are 85 and 86 respectively (national median = 100). Rent is $204/month cheaper in Billings, saving renters about $2,448/year.

Median household income is $5,298/year higher in Billings. Home values also differ significantly — the median in Spring Hill is $248,400 compared to $311,800 in Billings.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Montana's 6.75% rate.

Frequently Asked Questions

Spring Hill vs Billings — common questions

Is Spring Hill or Billings cheaper to live in?
Based on our cost index, Spring Hill is cheaper to live in with an index of 85 compared to 86 (US average = 100).
What is the rent difference between Spring Hill and Billings?
Median rent in Spring Hill is $1,301/month and in Billings it's $1,097/month — a difference of $204/month.
Which city has higher income, Spring Hill or Billings?
Median household income is $66,557 in Spring Hill and $71,855 in Billings. Median household income is $5,298/year higher in Billings.
How do taxes compare between Florida and Montana?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Spring Hill or Billings?
It depends on your priorities. Spring Hill has a cost index of 85 with median rent of $1,301/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Spring Hill details → View Billings details →