Cost of Living: Spring Hill, FL vs Wilmington, NC (2026)

Spring Hill

Florida
85
VS

Wilmington

North Carolina
100

Spring Hill is 15% cheaper than Wilmington.

$1,301/mo ≈ Same
Median Rent
$1,311/mo ≈ Same
$66,557/yr ↑ 4%
Median Income
$63,900/yr ↓ 4%
$248,400 ↓ 29%
Home Value
$350,300 ↑ 41%
$1,153/mo ↓ 16%
Owner Costs
$1,371/mo ↑ 19%
118,814
Population
118,578

Tax Comparison

0%
Income Tax
4.5%
6.0%
Sales Tax
4.75%
0.86%
Property Tax
0.8%

Affordability

23.5%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Spring Hill, FL and Wilmington, NC, the overall cost of living indices are 85 and 100 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $2,657/year higher in Spring Hill. Home values also differ significantly — the median in Spring Hill is $248,400 compared to $350,300 in Wilmington.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

Spring Hill vs Wilmington — common questions

Is Spring Hill or Wilmington cheaper to live in?
Based on our cost index, Spring Hill is cheaper to live in with an index of 85 compared to 100 (US average = 100).
What is the rent difference between Spring Hill and Wilmington?
Median rent in Spring Hill is $1,301/month and in Wilmington it's $1,311/month — a difference of $10/month.
Which city has higher income, Spring Hill or Wilmington?
Median household income is $66,557 in Spring Hill and $63,900 in Wilmington. Median household income is $2,657/year higher in Spring Hill.
How do taxes compare between Florida and North Carolina?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax.
Should I move to Spring Hill or Wilmington?
It depends on your priorities. Spring Hill has a cost index of 85 with median rent of $1,301/mo, while Wilmington has a cost index of 100 with rent of $1,311/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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