Cost of Living: Spring Valley, NV vs Modesto, CA (2026)

Spring Valley

Nevada

119

Modesto

California

120

Spring Valley and Modesto have a similar cost of living.

$1,642/mo ↑ 2%

Median Rent

$1,609/mo ↓ 2%

$72,364/yr ↓ 7%

Median Income

$77,899/yr ↑ 8%

$407,900 ↓ 2%

Home Value

$415,600 ↑ 2%

$1,554/mo ↓ 4%

Owner Costs

$1,613/mo ↑ 4%

219,913

Population

218,614

Tax Comparison

Income Tax

13.3%

6.85%

Sales Tax

7.25%

0.53%

Property Tax

0.71%

Affordability

27.2%

rent-to-income

Affordability

24.8%

rent-to-income

Detailed Comparison

When comparing Spring Valley, NV and Modesto, CA, the overall cost of living indices are 119 and 120 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $5,535/year higher in Modesto. Home values also differ significantly — the median in Spring Valley is $407,900 compared to $415,600 in Modesto.

Nevada has no state income tax, giving Spring Valley residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Spring Valley vs Modesto — common questions

Is Spring Valley or Modesto cheaper to live in?

Based on our cost index, Spring Valley is cheaper to live in with an index of 119 compared to 120 (US average = 100).

What is the rent difference between Spring Valley and Modesto?

Median rent in Spring Valley is $1,642/month and in Modesto it's $1,609/month — a difference of $33/month.

Which city has higher income, Spring Valley or Modesto?

Median household income is $72,364 in Spring Valley and $77,899 in Modesto. Median household income is $5,535/year higher in Modesto.

How do taxes compare between Nevada and California?

Nevada has 0% income tax, 6.85% sales tax, and 0.53% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.

Should I move to Spring Valley or Modesto?

It depends on your priorities. Spring Valley has a cost index of 119 with median rent of $1,642/mo, while Modesto has a cost index of 120 with rent of $1,609/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.