Cost of Living: St. Petersburg, FL vs Irving, TX (2026)
St. Petersburg
Florida
106
VS
Irving
Texas
102
St. Petersburg is 4% more expensive than Irving.
$1,542/mo
↑ 2%
Median Rent
$1,517/mo
↓ 2%
$73,118/yr
↓ 8%
Median Income
$79,641/yr
↑ 9%
$331,500
↑ 15%
Home Value
$287,300
↓ 13%
$1,435/mo
↓ 6%
Owner Costs
$1,521/mo
↑ 6%
260,646
Population
255,036
Tax Comparison
0%
Income Tax
0%
6.0%
Sales Tax
6.25%
0.86%
Property Tax
1.6%
Affordability
25.3%
rent-to-income
Affordability
22.9%
rent-to-income
Detailed Comparison
When comparing St. Petersburg, FL and Irving, TX, the overall cost of living indices are
106 and 102 respectively
(national median = 100). Rent is comparable in both cities, with less than $50/month separating them.
Median household income is $6,523/year higher in Irving. Home values also differ significantly — the median in St. Petersburg is $331,500
compared to $287,300 in Irving.
Frequently Asked Questions
St. Petersburg vs Irving — common questions
Is St. Petersburg or Irving cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 106 (US average = 100).
What is the rent difference between St. Petersburg and Irving?
Median rent in St. Petersburg is $1,542/month and in Irving it's $1,517/month — a difference of $25/month.
Which city has higher income, St. Petersburg or Irving?
Median household income is $73,118 in St. Petersburg and $79,641 in Irving. Median household income is $6,523/year higher in Irving.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to St. Petersburg or Irving?
It depends on your priorities. St. Petersburg has a cost index of 106 with median rent of $1,542/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.