Cost of Living: Thousand Oaks, CA vs Round Rock, TX (2026)

Thousand Oaks

California
226
VS

Round Rock

Texas
122

Thousand Oaks is 104% more expensive than Round Rock.

$2,580/mo ↑ 51%
Median Rent
$1,713/mo ↓ 34%
$134,367/yr ↑ 38%
Median Income
$97,187/yr ↓ 28%
$951,200 ↑ 148%
Home Value
$383,700 ↓ 60%
$2,726/mo ↑ 53%
Owner Costs
$1,781/mo ↓ 35%
125,676
Population
124,288

Tax Comparison

13.3%
Income Tax
0%
7.25%
Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

23.0%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Thousand Oaks, CA and Round Rock, TX, the overall cost of living indices are 226 and 122 respectively (national median = 100). Rent is $867/month cheaper in Round Rock, saving renters about $10,404/year.

Median household income is $37,180/year higher in Thousand Oaks. Home values also differ significantly — the median in Thousand Oaks is $951,200 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Thousand Oaks vs Round Rock — common questions

Is Thousand Oaks or Round Rock cheaper to live in?
Based on our cost index, Round Rock is cheaper to live in with an index of 122 compared to 226 (US average = 100).
What is the rent difference between Thousand Oaks and Round Rock?
Median rent in Thousand Oaks is $2,580/month and in Round Rock it's $1,713/month — a difference of $867/month.
Which city has higher income, Thousand Oaks or Round Rock?
Median household income is $134,367 in Thousand Oaks and $97,187 in Round Rock. Median household income is $37,180/year higher in Thousand Oaks.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Thousand Oaks or Round Rock?
It depends on your priorities. Thousand Oaks has a cost index of 226 with median rent of $2,580/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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