Cost of Living: Toledo, OH vs Lubbock, TX (2026)

Toledo

Ohio
52
VS

Lubbock

Texas
75

Toledo is 23% cheaper than Lubbock.

$880/mo ↓ 23%
Median Rent
$1,137/mo ↑ 29%
$47,532/yr ↓ 21%
Median Income
$60,487/yr ↑ 27%
$107,000 ↓ 46%
Home Value
$197,900 ↑ 85%
$856/mo ↓ 27%
Owner Costs
$1,179/mo ↑ 38%
268,461
Population
261,078

Tax Comparison

3.5%
Income Tax
0%
5.75%
Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.2%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Lubbock, TX, the overall cost of living indices are 52 and 75 respectively (national median = 100). Rent is $257/month cheaper in Toledo, saving renters about $3,084/year.

Median household income is $12,955/year higher in Lubbock. Home values also differ significantly — the median in Toledo is $107,000 compared to $197,900 in Lubbock.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Toledo vs Lubbock — common questions

Is Toledo or Lubbock cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 75 (US average = 100).
What is the rent difference between Toledo and Lubbock?
Median rent in Toledo is $880/month and in Lubbock it's $1,137/month — a difference of $257/month.
Which city has higher income, Toledo or Lubbock?
Median household income is $47,532 in Toledo and $60,487 in Lubbock. Median household income is $12,955/year higher in Lubbock.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Toledo or Lubbock?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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