Cost of Living: Toledo, OH vs St. Petersburg, FL (2026)

Toledo

Ohio
52
VS

St. Petersburg

Florida
106

Toledo is 54% cheaper than St. Petersburg.

$880/mo ↓ 43%
Median Rent
$1,542/mo ↑ 75%
$47,532/yr ↓ 35%
Median Income
$73,118/yr ↑ 54%
$107,000 ↓ 68%
Home Value
$331,500 ↑ 210%
$856/mo ↓ 40%
Owner Costs
$1,435/mo ↑ 68%
268,461
Population
260,646

Tax Comparison

3.5%
Income Tax
0%
5.75%
Sales Tax
6.0%
1.53%
Property Tax
0.86%

Affordability

22.2%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and St. Petersburg, FL, the overall cost of living indices are 52 and 106 respectively (national median = 100). Rent is $662/month cheaper in Toledo, saving renters about $7,944/year.

Median household income is $25,586/year higher in St. Petersburg. Home values also differ significantly — the median in Toledo is $107,000 compared to $331,500 in St. Petersburg.

Florida has no state income tax, giving St. Petersburg residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Toledo vs St. Petersburg — common questions

Is Toledo or St. Petersburg cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 106 (US average = 100).
What is the rent difference between Toledo and St. Petersburg?
Median rent in Toledo is $880/month and in St. Petersburg it's $1,542/month — a difference of $662/month.
Which city has higher income, Toledo or St. Petersburg?
Median household income is $47,532 in Toledo and $73,118 in St. Petersburg. Median household income is $25,586/year higher in St. Petersburg.
How do taxes compare between Ohio and Florida?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Toledo or St. Petersburg?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while St. Petersburg has a cost index of 106 with rent of $1,542/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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