Cost of Living: Worcester, MA vs McKinney, TX (2026)

Worcester

Massachusetts
104
VS

McKinney

Texas
138

Worcester is 34% cheaper than McKinney.

$1,415/mo ↓ 23%
Median Rent
$1,841/mo ↑ 30%
$67,544/yr ↓ 44%
Median Income
$120,273/yr ↑ 78%
$339,500 ↓ 23%
Home Value
$439,500 ↑ 29%
$1,521/mo ↓ 28%
Owner Costs
$2,101/mo ↑ 38%
205,501
Population
202,314

Tax Comparison

9.0%
Income Tax
0%
6.25%
Sales Tax
6.25%
1.15%
Property Tax
1.6%

Affordability

25.1%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Worcester, MA and McKinney, TX, the overall cost of living indices are 104 and 138 respectively (national median = 100). Rent is $426/month cheaper in Worcester, saving renters about $5,112/year.

Median household income is $52,729/year higher in McKinney. Home values also differ significantly — the median in Worcester is $339,500 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Worcester vs McKinney — common questions

Is Worcester or McKinney cheaper to live in?
Based on our cost index, Worcester is cheaper to live in with an index of 104 compared to 138 (US average = 100).
What is the rent difference between Worcester and McKinney?
Median rent in Worcester is $1,415/month and in McKinney it's $1,841/month — a difference of $426/month.
Which city has higher income, Worcester or McKinney?
Median household income is $67,544 in Worcester and $120,273 in McKinney. Median household income is $52,729/year higher in McKinney.
How do taxes compare between Massachusetts and Texas?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Worcester or McKinney?
It depends on your priorities. Worcester has a cost index of 104 with median rent of $1,415/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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