Oregon City, OR

Very High · 136

Oregon City · Population 37,482 · Updated March 2026

$1,606
Median Rent / Month
$94,648
Median Income
$531,400
Median Home Value
$1,827
Owner Costs / Month

Affordability

How far your income goes in Oregon City

20.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Oregon

State-level tax rates that affect your costs

9.9%
Income Tax (Top Rate)
0%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$19,272
Annual Rent
$9,370
State Income Tax
$4,942
Property Tax (est.)

Cost of Living Overview

Oregon City has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 136 (where 100 equals the national median), Oregon City residents can expect to pay median rent of $1,606/month while earning a median household income of $94,648/year.

The median home value in Oregon City, OR is $531,400, with typical monthly owner costs around $1,827 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Oregon City's top income tax rate of 9.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 0% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Oregon City.

Frequently Asked Questions

Common questions about living costs in Oregon City

What is the cost of living in Oregon City, OR?
The cost of living index in Oregon City, OR is 136 (US average = 100). Median monthly rent is $1,606, median household income is $94,648/year, and the median home value is $531,400.
Is Oregon City, OR affordable?
No, Oregon City is more expensive than the national average with a cost index of 136. The rent-to-income ratio is 20.4%—below the 30% threshold considered affordable by HUD.
What is the average rent in Oregon City, OR?
The median gross rent in Oregon City, OR is $1,606 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $19,272.
What is the median household income in Oregon City?
The median household income in Oregon City, OR is $94,648 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Oregon?
Oregon has a top income tax rate of 9.9%, a sales tax of 0%, and an effective property tax rate of 0.93%.