St. Petersburg, FL

Average · 106

Florida · Population 260,646 · Updated March 2026

$1,542
Median Rent / Month
$73,118
Median Income
$331,500
Median Home Value
$1,435
Owner Costs / Month

Affordability

How far your income goes in St. Petersburg

25.3%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Florida

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.0%
Sales Tax
0.86%
Property Tax Rate

Estimated Annual Costs

$18,504
Annual Rent
$0
State Income Tax
$2,851
Property Tax (est.)

Cost of Living Overview

St. Petersburg is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 106 (where 100 equals the national median), St. Petersburg residents can expect to pay median rent of $1,542/month while earning a median household income of $73,118/year.

The median home value in St. Petersburg, FL is $331,500, with typical monthly owner costs around $1,435 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.3%, St. Petersburg falls within the generally affordable range, though it's approaching the 30% burden threshold.

Florida has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.0% sales tax rate and 0.86% effective property tax rate, the overall tax environment helps keep costs manageable in St. Petersburg.

Frequently Asked Questions

Common questions about living costs in St. Petersburg

What is the cost of living in St. Petersburg, FL?
The cost of living index in St. Petersburg, FL is 106 (US average = 100). Median monthly rent is $1,542, median household income is $73,118/year, and the median home value is $331,500.
Is St. Petersburg, FL affordable?
No, St. Petersburg is more expensive than the national average with a cost index of 106. The rent-to-income ratio is 25.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in St. Petersburg, FL?
The median gross rent in St. Petersburg, FL is $1,542 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $18,504.
What is the median household income in St. Petersburg?
The median household income in St. Petersburg, FL is $73,118 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Florida?
Florida has a top income tax rate of 0%, a sales tax of 6.0%, and an effective property tax rate of 0.86%. Notably, there is no state income tax.

Compare St. Petersburg With

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