Cost of Living: Lubbock, TX vs St. Petersburg, FL (2026)

Lubbock

Texas
75
VS

St. Petersburg

Florida
106

Lubbock is 29% cheaper than St. Petersburg.

$1,137/mo ↓ 26%
Median Rent
$1,542/mo ↑ 36%
$60,487/yr ↓ 17%
Median Income
$73,118/yr ↑ 21%
$197,900 ↓ 40%
Home Value
$331,500 ↑ 68%
$1,179/mo ↓ 18%
Owner Costs
$1,435/mo ↑ 22%
261,078
Population
260,646

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

22.6%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and St. Petersburg, FL, the overall cost of living indices are 75 and 106 respectively (national median = 100). Rent is $405/month cheaper in Lubbock, saving renters about $4,860/year.

Median household income is $12,631/year higher in St. Petersburg. Home values also differ significantly — the median in Lubbock is $197,900 compared to $331,500 in St. Petersburg.

Frequently Asked Questions

Lubbock vs St. Petersburg — common questions

Is Lubbock or St. Petersburg cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 106 (US average = 100).
What is the rent difference between Lubbock and St. Petersburg?
Median rent in Lubbock is $1,137/month and in St. Petersburg it's $1,542/month — a difference of $405/month.
Which city has higher income, Lubbock or St. Petersburg?
Median household income is $60,487 in Lubbock and $73,118 in St. Petersburg. Median household income is $12,631/year higher in St. Petersburg.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Lubbock or St. Petersburg?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while St. Petersburg has a cost index of 106 with rent of $1,542/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View St. Petersburg details →

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