Cost of Living: Lubbock, TX vs Irving, TX (2026)

Lubbock

Texas
75
VS

Irving

Texas
102

Lubbock is 26% cheaper than Irving.

$1,137/mo ↓ 25%
Median Rent
$1,517/mo ↑ 33%
$60,487/yr ↓ 24%
Median Income
$79,641/yr ↑ 32%
$197,900 ↓ 31%
Home Value
$287,300 ↑ 45%
$1,179/mo ↓ 22%
Owner Costs
$1,521/mo ↑ 29%
261,078
Population
255,036

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.6%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Irving, TX, the overall cost of living indices are 75 and 102 respectively (national median = 100). Rent is $380/month cheaper in Lubbock, saving renters about $4,560/year.

Median household income is $19,154/year higher in Irving. Home values also differ significantly — the median in Lubbock is $197,900 compared to $287,300 in Irving.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Lubbock vs Irving — common questions

Is Lubbock or Irving cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 102 (US average = 100).
What is the rent difference between Lubbock and Irving?
Median rent in Lubbock is $1,137/month and in Irving it's $1,517/month — a difference of $380/month.
Which city has higher income, Lubbock or Irving?
Median household income is $60,487 in Lubbock and $79,641 in Irving. Median household income is $19,154/year higher in Irving.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lubbock or Irving?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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