Cost of Living: Amarillo, TX vs Clearwater, FL (2026)
Amarillo
Texas
69
VS
Clearwater
Florida
105
Amarillo is 36% cheaper than Clearwater.
$1,049/mo
↓ 32%
Median Rent
$1,539/mo
↑ 47%
$62,469/yr
↓ 3%
Median Income
$64,440/yr
↑ 3%
$186,800
↓ 43%
Home Value
$326,100
↑ 75%
$1,074/mo
↓ 24%
Owner Costs
$1,411/mo
↑ 31%
200,945
Population
117,075
Tax Comparison
0%
Income Tax
0%
6.25%
Sales Tax
6.0%
1.6%
Property Tax
0.86%
Affordability
20.2%
rent-to-income
Affordability
28.7%
rent-to-income
Detailed Comparison
When comparing Amarillo, TX and Clearwater, FL, the overall cost of living indices are
69 and 105 respectively
(national median = 100). Rent is $490/month cheaper in Amarillo, saving renters about $5,880/year.
Median household income is $1,971/year higher in Clearwater. Home values also differ significantly — the median in Amarillo is $186,800
compared to $326,100 in Clearwater.
Frequently Asked Questions
Amarillo vs Clearwater — common questions
Is Amarillo or Clearwater cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 105 (US average = 100).
What is the rent difference between Amarillo and Clearwater?
Median rent in Amarillo is $1,049/month and in Clearwater it's $1,539/month — a difference of $490/month.
Which city has higher income, Amarillo or Clearwater?
Median household income is $62,469 in Amarillo and $64,440 in Clearwater. Median household income is $1,971/year higher in Clearwater.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Amarillo or Clearwater?
It depends on your priorities. Amarillo has a cost index of 69 with median rent of $1,049/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.